Long-Term Care isn't just for seniors.
At any point in your life, there’s a chance you may become unable to care for yourself and require assistance from a home healthcare aid or need to move into an increasingly expensive home for assisted living. When that happens, being prepared will help you manage expenses and lessen the burden on your loved ones and caregivers.
Because the cost is extraordinary, shouldn't you have a plan?
Though self-pay is an option, there are insurance products specifically designed for high-net-worth families. With these, you create a plan to reposition and leverage assets to provide a tax-free source of cash that ensures your quality of life in difficult circumstances. Moreover, these plans provide logistical assistance with arranging care. Your family has peace of mind knowing which portfolio asset to liquidate. If you never need this kind of care, the assets are returned to your beneficiaries tax-free with interest.